Well the time has come people…and I AM SO EXCITED!!!  Yippee!! :)  Because we are now debt free (did I mention that??), I can move forward with my plan for a new sofa in our family room.   SO EXCITED!   Excited because it will be the first time we’ll pay cash for a major piece of furniture since we moved into this house seven years ago. And excited because I am so, so over our sofa, it’s just