Didn’t know we were thinking about it? We were. But…we’re not. It started last year while we were attacking our debt snowball. We looked into refinancing our current mortgage into a 15-year. To do so, we had a realtor come out to the house to give us an idea of the value. The news was not good. When I say not good, I mean…not. good. We were expecting it to be bad, but not that bad. And